The prospect of retirement presents the opportunity to spend your time as you choose but also the challenge of having sufficient income and capital to cover what can be a considerable period of time.
Authorised to provide independent financial advice, we can help a wide range of clients with their retirement plans including:
For younger clients
Estimating likely financial needs in retirement and putting in place realistic and tax efficient saving and investment plans to achieve those needs
For those about to retire
Reviewing existing capital to protect its value and consider whether pension entitlements from the State or any occupational schemes will need to be supplemented and, if so, how and when
For those who have already retired
Monitoring capital in case it needs to work harder to produce income, whether measures need to be put in place to cover potential long term care costs and whether lifetime giving and other forms of inheritance tax planning need to be considered
Retirement also represents a stage of life when you should review whether your changing situation should be reflected in any Will or Power of Attorney or Trust you have previously made.
You can draw on our expertise in both legal and financial matters to develop a coherent approach to your retirement. Call us on 01904 558600 or click on our enquiry form to find out more.
